FINANCING IS FIRST IN WICHITA AREA HOME BUYING – IT’S A SELLERS MARKET DON’T MISS OUT! 

 Congratulations on your decision to buY a home! 

Generally speaking. The excitement that follows the decision to buy a home, triggers potential home buyers to want to get out and look at every home that meets their criteria. Motivated by anticipation, along with a sudden fear that they will lose the perfect home to another buyer. 

However, shopping without gaining a pre-approval for your home loan, may indeed, be the very reason that you lose that perfect home. 

 Fewer sellers are accepting offers without an approval letter or Proof of funds. And they are less willing to take their home off the market while waiting for the buyer to obtain financing. Thus, leaving the door open for another buyer to make an offer. 

Your Realtor is a great resource for suggesting some preferred lenders. By default, they have the most experience with lenders. Local and otherwise. They have seen the good, the bad, and the ugly. 

Get Prepared. First complete the loan application. 

On many occasions wel procrastinate, because nothing sounds more fun than working with financial documents! But procrastination, may find you on a weekend standing in front of your forever home, with no lender in sight.

 If you are using a local lender, you will have a better chance of reaching them in off business hours. You can put a face to the name. And they are familiar with the types of property and the regulations that apply. 

Make it easy on yourself and GET IT DONE NOW  – use a quick app – a 3-minute application with just enough info for a lender to get started. This saves time and triggers the loan officer to call you. 

Your app is done and now the conversation with the loan officer can be about the best financing for your needs and budget. 

Remember, there is a big difference between prequalification and preapproval, where the lender has actually verified your documentation to ensure that you indeed qualify..By the way, you can speak with my preferred local lender. Competitive rates and 5-star service?

 https://jacquiline.buyhomesinwichita.com/finance.php CLICK HERE FOR APPROVAL

And have some fun - Search for homes on the go with my #mobilemls https://jacquiline.buyhomesinwichita.com/app.php